Coventry firm Lewis Oliver was reported for a cheeky newspaper ad that included a picture of a man’s torso wearing only swimming shorts headlined as “WOW WHAT A PACKAGE”. A roundel over the model’s crotch then said “Fully Managed Letting Service”.Two members of the public complained about the ad, claiming that the “image was irrelevant to the service being advertised and objectified the man” and was therefore offensive.The ASA has upheld the two complaints, saying that “taking the image, strapline and placement of the roundel into account, we considered that the ad was likely to have the effect of objectifying the man by using his physical features to draw attention to an unrelated product.“We concluded that the ad was likely to cause serious offence to some people.”Lewis Oliver was told not to repeat the ad, which is due for renewal in a few weeks’ time when the advertising contract with the paper comes to an end.The ad has also appeared as a billboard ad (above) although this did not attract any complaints.Meanwhile, a Cornish estate agent has had both a tweet and a blog published by the business referred to the Advertising Standards Authority (ASA), which has upheld the complaints and asked for the claims made by the firm not to be repeated.Chris Wood (pictured), who runs PDQ Estates based in Penzance and Helston, tweeted in October last year making claims about the percentage of homes sold in his area by online rival Purplebricks.A blog published on the company’s website also claimed that UK vendors were ‘wasting’ half a billion pounds when using online agents like Purplebricks.Both claims were examined in detail by the ASA including voluminous research provided by PDQ, but today the complaints were upheld.The ASA agrees with the unnamed complainants that both the blog and Twitter claims could not be substantiated and were therefore misleading.PDQ has now been told by the ASA that the Twitter ‘ad’ must not be repeated and its offending blog must be removed.Read more about ASA adjudications.Lewis OIiver Purplebricks PDQ Estates advertising standards authority ASA chris Wood July 11, 2018Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021 Home » News » Estate Agencies rapped by advertising watchdog previous nextRegulation & LawEstate Agencies rapped by advertising watchdogAdvertising Standard Agency says ad featuring a bare male torso is likely to cause serious offenceNigel Lewis11th July 201802,573 Views
FacebookTwitterCopy LinkEmail AWARD ACKNOWLEDGES AND HONORS QUIET LEADERS IN THE COMMUNITYTHE 2018 ATHENA AWARD® FINALISTS ARE: Barb Daum – Director of Quality/Project Executive at Skanska Danyelle Granger – Vice President, Diversity & Inclusion Director at Old National Bank Beth McFadin Higgins – Attorney and partner at McFadin Higgins & Folz Christine Keck – Director of Government Affairs for Vectren Lynn Kyle – Executive Director of Lampion Center Chris Ryan – CEO of The Women’s Hospital Lisa Slade – President of AlphaGraphics Amy Word Smith – Owner and Founder of Lamasco’s Bar & Grill and The Dapper Pig Lori Sutton – Director, Diversity, Inclusion and Human Equity for Vectren Stephanie Terry – Executive Director of the Children’s Museum of Evansville Kendra Vanzo – Executive Vice President, Associate Engagement & Integration Officer at Old National Bank Connie Wellmeyer – General Manager of Corporate Planning at Toyota Motor Manufacturing, IndianaThe recipient of the 2018 ATHENA Award® will be announced at the 27th annual ATHENA Award® Luncheon on Friday, Feb. 23, 2018 at Old National Events Plaza in Downtown Evansville.
Ocean City has a big heart and perhaps nowhere is that more evident than at the Heart of Surfing’s set-up at the 57th street beach.This week’s event started Saturday morning at 9 a.m. and included a NPN surf contest that had a division for special-needs surfers. The Heart of Surfing event continued well beyond the surf contest and lasted late into the day with volunteers guiding, mentoring, and coaching these beautiful children on the experience of surfing waves.Heart of Surfing co-founders Bob and Cindy Fertsch knew the positive impact surfing had on their autistic son, Jamie, now 23. And they felt others could benefit from their experiences. The result was their organization, which also teaches skateboarding to children with special needs.“Bob always took our son out with him when he would surf and it gave (Jamie) improved confidence and self-esteem,” Cindy said. ” At the time, there was a contest in Belmar that included special needs surfers and it fills up quickly. We thought, ‘why can’t we do something like this?” Now there are a bunch of contests that are doing it. Today’s NPN contest had a bracket for special-needs surfers and the upcoming Chip Miller competition will as well.The contest in the morning had a $30 entry fee donation and all proceeds went to the non-profit Heart of Surfing.“I knew that if I reached out to our surfing community they would be there for us,” said Cindy. “It is a great community of great people. But I didn’t know how great they would prove to be. They were just incredible. It is nice to get recognition, but the event is really made by the volunteers, businesses and the community.”Volunteer Willie Fannon assists 14-year-old Chloe Burn in catching a wave in this year’s event.The joy and pride on Chloe’s face was priceless.Cindy Fertsch is pictured with Chloe and Trish Burne.No word is available yet on how much this event raised. What is known is that all of the money will go directly to the Heart Of Surfing.Today’s Volunteers and contest competitors aided the special participants. They assisted in helping them stand on the boards, catch waves, and sometimes rode tandem with them.Mark Curcio spent his day sharing his love of surfing with the kids.Mark helps guide Aiden Anderson (8yrs old) as he rides a wave.Mark and Aiden celebrate as they head into the beach.The three major surf shops in town, Heritage, 7th St. Surf Shop and Surfers Supplies also play a major role, donating the use of surfboards, wetsuits and other needed equipment, organizers said.“We need a lot of stuff,” Cindy said. Boards and other equipment. All we have to do is ask and (the surf shops) are there for us.”This year’s event drew about 50 special-needs families. Organizers hope that they raised the bar and top last year’s fundraising total.Pictured in the center, Maraida Smith (14yrs old) raved about her day and how she enjoys surfing with the program.The contest portion of today’s event was run by a local Ocean City-based surfing club, No Passports Needed, or NPN, which also provided some of the volunteers. NPN member Willie Fannon worked the microphone for the contest as emcee, and helped organize it.“This event is a true testament to the surfing community and how it helps others,” he said. “It’s nice to give back. But it’s also nice to see what surfing can do to help people. Before I took part in this contest, I was oblivious to autism and how many families and people are affected by it. Now I see autism from another perspective. Surfing is a sport that changes a person when they get out in the water. That’s one of the great things about this contest.”Fannon said that he hoped to help raise awareness of autism, the Heart of Surfing and to pass the word along to others inside and out of the surfing community.For more information, check out the Heart of Surfing Facebook page.This years event also featured “Team Surfdog” which is a Florida based Dog Surf Team. Their founder, Adam “Pops” Steinberg was onsite today with “Booker D Surf Dog ” and “Onyx”. They are in town for the summer to help raise awareness and money for Autism. you can learn more about them at: Team Surfdog Infor & Fun Page .“Booker D Surf Dog ” and “Onyx”. in action with a volunteer. Photo Credit: Team Surfdog Info + Fun Page on Facebook.The Heart of Surfing volunteers and Team Surfdog will be on the 57th street beach each Saturday this summer from 9:00A-11:00A. They welcome new participants and volunteers to join their cause. Group picture of the volunteers and the surfers.
B&B’s and NRAM Limited’s closed loan books are managed by UKAR on behalf of the taxpayer. Following this transaction, UKAR now owns c.£13 billion worth of assets, down from £21 billion in September 2017 and from £116 billion in 2010.As a result of this transaction UKAR expects to repay approximately £1 billion of the government loan which is made up of a number of components in addition to the actual sales proceeds. Following repayment, UKAR will have repaid 94% of its loans from the government. We’re continuing to recover the money the taxpayer committed during the financial crash, and the sale of these loans moves us one step closer. The proceeds of this sale will go towards reducing our national debt. The sale of an £860 million equity release mortgage portfolio, owned by Bradford & Bingley (B&B) and NRAM Limited (formerly part of Northern Rock), has been authorised by the Chancellor.These mortgages were acquired by the taxpayer during the financial crisis and their sale simplifies the books of both B&B and NRAM, bringing the government closer to the final wind-down of these companies. It also marks a milestone in the plan to recover taxpayers’ money – ten years on.Following a highly competitive auction, these mortgages will be sold to Rothesay Life, a Financial Conduct Authority and Prudential Regulation Authority regulated firm.There will be no changes to the terms and conditions of the mortgages sold. Borrowers do not need to take any action.UK Asset Resolution (UKAR), the holding company for B&B and NRAM, will also at the same time terminate interest rate swaps, which hedge the risk of changes in interest rates, held against these mortgages. These swaps were taken out by B&B and Northern Rock more than 10 years ago when the loans were issued, in line with good risk management practice. Due to the fall in long term interest rates, there is a substantial cost for terminating the swaps which is expected to exceed the profit on the sale of the loans, resulting in a net overall accounting loss on the two transactions.The assets will be sold for a price above their book value. Proceeds from this sale will be used to pay down the national debt. However, given the unwinding of the swaps, national debt will be reduced by an amount which is less than the sale proceeds. These figures are subject to an adjustment mechanism and will be known when the transaction completes in the next few weeks, and subsequently disclosed to Parliament.The Chancellor of the Exchequer, Philip Hammond said:
Read Full Story In fall 2011, Chih Chao “Justin” Yang, M.P.H. ’12, a physician pursuing a career in internal medicine, had an idea for his 1,000-word final project for Rose Goldman’s EH201, “Introduction to Environmental Health” class.With a strong interest in preventive medicine, Yang wanted to increase awareness of the need for governments to stop illegal food manufacturing practices and tighten food safety regulations. He wanted classmates to learn about a Taiwan incident earlier that year in which manufacturers reportedly tried to cut costs by replacing palm oil with two phthalates (chemicals added to plastics to increase flexibility). The chemicals, including one known as DEHP, had been added to nearly 1,000 food products – including sports drinks, tea, juice, dietary supplements, and jam – and exported to 22 countries, including the U.S. and Canada. He believed the incident, which wasn’t widely publicized in the U.S., demanded further disclosure and investigation.“I was curious and wanted to know what kind of health effects DEHP might have on people if they ate tainted foods and beverages every day,” he said. DEHP can affect hormones and has been linked to developmental issues in children and reproductive organ development problems in male laboratory animals. After the Taiwan government made public the tainted food, the products were reportedly pulled from market and destroyed. However, according to Yang, the government apparently did not investigate the full extent of contamination or potential health impacts.
Source: SBA The U.S. Small Business Administration will offer government guaranteed loans to finance inventory for eligible auto, recreational vehicle, boat and other dealerships under a new pilot program announced today by SBA Administrator Karen Mills. Dealer Floor Plan (DFP) financing will be available beginning July 1, according to Mills. She announced the new program during a visit to Kokomo, IN, with Dr. Ed Montgomery, President Barack Obama’s Director of Recovery for Auto Communities and Workers.“Countless small businesses, including dealerships, across the country are facing significant challenges as a result of the uncertainty in the auto industry,” Mills said. “Floor plan financing can offer some dealerships the opportunity to get through these tough economic times by allowing them to keep their inventory and cash flow intact, as well as save the jobs these small businesses provide.”Mills and Montgomery discussed the new DFP pilot program, as well as other resources offered by SBA and the federal government to help small businesses in communities impacted by the troubles facing the auto industry.“Small businesses are the engine of our economic growth,” Dr. Montgomery said. “We are committed to finding ways the federal government can cut through red tape and get resources to these companies quickly during these tough economic times. From supporting nearly $4 billion in lending to small businesses across the country since February to the Dealer Floor Plan financing announced today, the SBA is making the resources provided in the Recovery Act accessible and working to provided needed credit. The President is committed to continuing to work with federal officials to identify resources like these that make a real difference in the lives of our auto communities and workers.”Floor plan financing is a line of credit that allows dealers to borrow against their inventory, and then repay that debt as they sell their inventory or borrow against the line of credit again to add new inventory.Under the DFP pilot program, the SBA will provide loan guarantees for lines of credit through its 7(a) program. DFP loans will be made through SBA lenders only for titled inventory, including autos, RVs, manufactured homes, boats and motorcycles. The pilot program will begin July 1 and will be available through Sept. 30, 2010, at which time the SBA will make the determination of whether or not to extend the program.DFP loans will be available for a minimum of $500,000 up to the $2 million allowable under the 7(a) program. With a maximum repayment term of five years, the loans will come with a 75 percent government guarantee. Borrowers will also benefit from the temporary elimination of fees on 7(a) loans made possible by the America’s Recovery and Reinvestment Act of 2009.During a roundtable discussion later in the afternoon with local small business owners Mills provided information on other SBA loan programs and benefits provided by the Recovery Act. Specifically, small business owners can take advantage of higher government guarantees on some 7(a) loans, as well as reduced fees on both 7(a) and 504 loans. The agency is also providing more tools to help small businesses compete for federal government contracts, along with technical assistance and counseling for business owners and entrepreneurs to help them deal with the economic challenges they face.“We are committed to being the real partner small businesses need at this critical time,” Mills said. “Floor plan financing is just the latest tool in our toolbox to help small businesses in communities like Kokomo weather this recession and drive our nation’s economic recovery.”
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A man exposed himself to a woman and grabbed her breasts while she was getting into her parked car in her hometown of Bethpage on Monday night, the victim told the Press.Eileen Scanlon Christofi said she fought the man off and he walked away “zombie-like” on Stewart Avenue before she called 911 to report the incident to police shortly after 9 p.m.“This guy had surgical gloves on,” the 45-year-old woman said. “That means to me that this guy had serious intent.”Christofi said she had just gotten off a Long Island Rail Road train from Penn Station after a long day at work when she noticed she was being followed and asked the man what he wanted.He told her he needed a light for his cigarette, but when Christofi said she did not smoke, he asked for a ride to his friends’ house, which she said she also declined as she got into her car to leave.“This young man brazenly blocked my ability to close my door with his body and asked me if ‘I could help him with something else,’” according to Christofi.That’s when she said the confrontation turned physical. The suspect flashed her, pushed himself against her, grabbed her chest and then she fought him off, Christofi said.“I beat the crap out of him; he did not hit me back once,” she said, adding that he appeared to be high on drugs. “There was no urgency in his walk.”Christofi said the suspect was last seen walking down William Street. She described him as a scruffy looking white man with dark hair, bad teeth, 23-30 years old wearing a gray hooded sweatshirt, a blue/black plaid jacket and pajama or sweat pants.The irony for Christofi is that her friends and family sometimes worry about her work that takes her to rough neighborhoods, but she was instead victimized in her hometown.
Related After month of failed talks, rival factions in Libya have finally settled on a new proposed government..And a Prime Minister.Negotiators who attended the peace talks representing the rival governments approved the names of candidates, but the parliaments for both sides must approve them, too.Several MPs on both sides of the divide have however been quoted describing latest announcement as premature. A position that could potential hand the UN brokered deal a body blow.Libya has had rival administrations since August last year, when an alliance of militias from the city of Misrata known as Libya Dawn took over the capital, Tripoli. Libya announces unity government Libyan officials yet to agree on national unity government National dialogue participants propose unity government in Sudan
In 2000 the Indiana Pacers were NBA finalists. Here is a list of 5 of those players and what they are doing today.Jalen Rose was the leading scorer that year. He has been an ESPN commentator since 2007. Reggie Miller was the face of the Pacers until his retirement in 2005. He is now a TNT broadcaster. Chris Mullin played for the Pacers from 1997-2000. He was just named St. John’s basketball coach in New York.Jeff Foster played 13 years as a Pacer, but he was better known for his financial wizardry than his basketball skills. Some people considered him the Warren Buffett of basketball. Rik Smits, the big center of the Pacers, played his entire 12 years with them. He now lives in Zionsville.I thank an article in the Indianapolis Star for this information.
Oldenburg, In. — With higher yields anticipated this harvest season, the Indiana Grain Buyers and Warehouse Licensing Agency is reminding licensed grain facilities they can apply for temporary or emergency storage.For a temporary storage request, the licensee must have:Asphalt or concrete floor;Rigid, self-supporting sidewalls;Aeration;Acceptable waterproof covering;Access to the grain for the purpose of sampling; andAll grain removed by May 1, 2019, unless an extension is granted by the agency director.For an emergency storage request, the grain must be:Paid in full and owned by the elevator; andRemoved by Jan. 31, 2019, unless an extension is granted by the agency director.To apply for either, send your request in writing to [email protected] or fax it to 317-232-1362.Click here for more information.